Hello, how can we help?
Being independent is one of our main differentiators, as it allows us to represent your interests and not those of banks or financial institutions.
Transparency is another one of our pillars. Through a completely personal relationship with you, we detail each step and decision of the work process.
Last but not least, we take the time to understand and know your objectives, which allows us to provide innovative and personalized solutions supported by a platform that helps us access the best opportunities in the industry.
No, you do not. We work under a Discretionary Investment Mandate where we have the freedom to buy and sell securities. However, we base our investment decisions a detailed discussion with you about your investment preferences and objectives and risk profile. If you wish, we can provide consulting advisory where we only make recommenadtions, and you decide and execute on your own recommendations.
Yes, that’s correct. We have the freedom to work with any custodian, as being independent advisors, we do not have a conflict of interest. This allows us to search for the best option for you and provide a proposal tailored to your profile and objectives.
If you want to speak with us, you can send us an email to info@luminainvest.com indicating your needs or you can fill out the contact form. Rest assured that we will contact you to help you achieve your goals.
Yes, we evaluate your situation and take into account the tax impact in our investment recommendations. We work with you, your lawyers and tax advisors to ensure that your tax structure is appropriate based on your needs.
We charge you a fixed percentage of invested value as is industry standard. We do better only when you do better. We do not receive any additional compensation from any third parties for distributing or promoting any investments. Because of this pricing model our only incentive is to choose the best investments for your needs.
A financial advisor gathers data, analyzes, prepares, and recommends a strategy related to financial planning and investments according to your profile and objectives.
It is an organizational structure that involves providing personalized advice and management for financial, tax, structural, and wealth-related matters.
Mainly the scope. Wealth management focuses on investing, while the multi-family office creates an integrated solution that helps you structure and maintain your global wealth in an organized and clear manner.
Anyone who is interested in creating a financial plan and investing for the future. Managing investments has become complicated due to the number of options available and the requirements needed to succeed, so having someone to advise you on managing your wealth is a good value proposition.
A multi-family office is the best solution when you need to manage, invest, and maintain your wealth in an organized manner with the help of a third party in order to reduce the costs of having a single family office.
To choose a product, different factors should be considered such as your financial goals, investment horizon, risk tolerance, among others. Contact us and we will gladly advise you with a strategy specially tailored for you.
Lumina provides wealth management, investment and family office services to help each client determine and achieve their financial goals. We are a team of professionals highly qualified in all financial areas in order to find the best solution that adapts to your needs.
LUMINA INVESTMENT ADVISORS LLC – Investment Adviser Firm (sec.gov)
